No...

...is a word I do not like to hear. Whether it is regarding money, jobs, vacations, etc., I hate the word NO! You would think at the ripe old age of 27 and 3/4 (sheesh, I'm old) that I would be over the disgust of the word-after all isn't that a problem for toddlers? Sometimes I feel I have the maturity of a 2 year-old so I guess it is fitting, huh?

Hold your comments, please.

Have you ever felt that half of you wants to do the 'right' thing, but the other half doesn't even want to think about said thing?? So the 'right' half of me wants to do the Dave Ramsey plan...cut down to the bare minimum and plan hardcore for our future. The other half of me wants to spend, spend, spend! I love shopping! I love being a home-owner! I love taking vacations! I hate that all of these are 'things' and have no eternal bearing. What does though, is my attitude, which let me tell you is not a pleasant one after tonight's budget review. You know how Dave Ramsey says to 'live like no one else, so you can live like no one else'? Well that is SOOO hard!!!!!

I don't want to go all political on this blog, but to be honest, Obama scares me to death with his policies and I feel like there needs to be more of an impetus on personal saving and preparation. Of course, Mike has felt this way since the day we have met. So what sacrifices am I willing to make? Am I willing to cut it all, pay off student loans and car payments, and live like no one else?? I am not sure. I want to be. I say I am with one breath and then whip out my card to pay for my new outfit with the next breath. Funny, huh? Or not. Why are these decisions so difficult? Is it the whole evil, sinful nature thing? Probably.

Want my advice??? Don't start a money conversation at 11:00 at night! It does not end well.